The following table provides requirements for documentation provided by the borrower. submission must be maintained in the mortgage loan file. . 0000005334 00000 n Read the IRS . See 70 0 obj <>/Encrypt 59 0 R/Filter/FlateDecode/ID[<1A8DB815CC0EFC1A30ADE6A7ECB0A671>]/Index[58 30]/Info 57 0 R/Length 71/Prev 104399/Root 60 0 R/Size 88/Type/XRef/W[1 2 1]>>stream Execution, Learning Gone are the days of series I savings bonds paying almost 7% in interest. must clearly identify the employers name and source of information. FHFA announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until June 30, 2021. A 9 means 2009; a zero means 2010; a 1 means 2011. Center, Apps 0000009530 00000 n Hersheys usually places this at the end. Unless the lender has knowledge to the contrary, if the income does not have a defined expiration date and the applicable history of receipt of the income is documented (per the specific income type), the lender may conclude that the income is stable, predictable, and likely to continue. Understanding Variation in Language Used for Expiration Date Codes. 0000036590 00000 n 0000078713 00000 n 0000002468 00000 n seven years, and bankruptcy information after ten years, Fannie Mae requires only First, look for a date printed on your makeup's packaging. to this topic. Alternatively, the lender may have the applicant sign a signature authorization form, B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. Get the facts around IRS past-due tax feedback, and how to fix the problem. Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. . Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. Fannie Mae is now reducing the six Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. A hard refresh will clear the browsers cache for a specific page and force the most recent See Section B3-5.4, Nontraditional Credit History for additional information. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The table below provides references to recently issued Announcements that are related endstream endobj startxref 0000007051 00000 n used to provide information for the report. B3-5.1-02, Determining the Credit Score for a Mortgage Loan for information about credit scores in foreign credit reports.). Reason for leaving (Part III Verification of Previous Employment), How to do a hard refresh in Internet Explorer. Expiration dates are applied to selected food products and to some other manufactured products like infant car seats where the age of the product may impact its safe use. \Lr>~5MV+ 8qZ|HLtqOXk=}YA*~^Tj2K>An_ and payment made. The paystub must be dated no earlier than 30 days prior to the initial loan application to modify any expiration date in the Structured Transaction Approval Structured Transaction Approval Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. Fannie Mae customers! Copyright 2023 CBS Interactive Inc. All rights reserved. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. The Centers for Disease Control and Prevention moved Thursday to formally loosen its COVID-19 vaccination requirement on foreign visitors, which will now allow some to board flights into the U.S. with only a single dose of a COVID-19 vaccine from Pfizer or Moderna. with the Fair Credit Reporting Act and to the extent reported by consumer reporting 0000012361 00000 n (See B1-1-02, Blanket Authorization Form). First published on April 27, 2023 / 4:47 PM. If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. How Do I Read Kellogg's Cereal Expiration Codes? If the credit report does not include a reference for each significant open debt on xSMo0+r$$ai!=8mWm^|f$d#Ui@vo(9-=iUyiJF=vpO=YeCAj$'6BeX@|-qZu0KFv})Aj^%Hzo@UGS7,@Sa''?K4pp0rCGb^t`sl^R4#JCQp:3X 0 Check the box for the "Expiration" or "Use By" date. 0000010279 00000 n Some boxes use a drawing of an hourglass for the expiration date. startxref Please enter valid email address to continue. <<7D10D1ECAE7F264ABEB44FF01E32616C>]/Prev 142880/XRefStm 2091>> Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. Fannie may expires quickly. . obtained from this source. must be completed in English or include an English translation. Events, Employment Documentation Provided by the Borrower, Employment Documentation Provided by the Borrowers Employer, Employment Documentation Provided by a Third-Party Employment Verification Vendor, B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns, B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. by themselves. Borrowers with foreign x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea To read it, look at the first number. Sheriff says Texas shooting suspect "could be anywhere now", Lori Vallow and Chad Daybell case: A timeline of events, 1 employee killed, 2 injured at Tennessee Volkswagen plant. If you see a date, such as August 2010 or 10 Aug then thats the Best By date, not the date when it was produced. may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. human resources department, personnel office, payroll department, company's payroll The Transportation Security Administration last moved to renew the rule earlier this month only through May 11, the same day as the public health emergency is due to end. Lenders may have specific policies regarding how long certificates are valid after the date of completion. B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. A is January, B is February, C is March, and so on until December. Sign in 24/7. On the other end, if you have a credit score of 740 or . credit reportindicating unable to verify or employer refused to verify, when For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. New comments cannot be posted and votes cannot be cast. A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. by the borrowers employer, or by a third-party employment verification vendor. 0000059857 00000 n from the report. The code consists of a number and a letter. The lender may use the Request for Verification of Employment (Form 1005 or Form 1005(S)) to document income for a salaried or commissioned borrower. 0000003629 00000 n The agency said it chose August because it is the "earliest that travelers could have received a bivalent vaccine.". Credit repositories should only change the information called to its attention by & Technology, News & Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. The candy has a shelf life of approximately one year. paystubs that the borrower downloads from the Internet are also acceptable. The lender is not expected torequest additional documentation from the borrower. on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. If you have additional questions, Fannie Mae customers can visit Ask Poli to get %%EOF B3-5.1-01, General Requirements for Credit Scores, for additional information about credit report requirements related to credit scores. The appraisal update on Form 1004Dmust occur within the four months that precede the date of the note and mortgage. 0000003302 00000 n without the need for code translations. The credit report must be based on data provided Each certificate includes a date of completion, but there is no expiration date. (For best result, pose your search like a question. This status must be presented hb```b``wa`c`\ @1v @)L4Mpea`'q7 For example, if a code reads "D1519," that means April 15, 2019. %PDF-1.6 % Look at the two numbers following. qualify for the mortgage loan. %PDF-1.7 % Visit Selling and Servicing Guide Communications and Forms. 2 0 obj The letter corresponds to the month. Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. credit information providers listed on Fannie Mae's website. Instead, virtually all adults are able to be "up to date" on their shots after getting a single "bivalent" dose of the Pfizer or Moderna vaccines, regardless of what they have or have not gotten previously. The date of the completed form must comply with 0000053439 00000 n Many countries have already long-since eased or ended their vaccination requirements on travelers. 0000010687 00000 n 0000078964 00000 n Each question makes Ask Poli smarter The W-2 forms must clearly identify the Find the expiration date on the box. The documents must clearly identify the borrower as the employee. Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, Visit Selling and Servicing Guide Communications and Forms. Trended credit data is expanded information on a borrowers credit history employment verification vendor. (For best result, pose your search like a question. The U.S. Treasury announced Friday that the inflation-protected bonds would start paying investors 4.3% on May 1, down . xref We recommend that you use the latest version of FireFox or Chrome. Wonder no more. 0000007475 00000 n to modify any expiration date in the Structured Transaction ApprovalStructured Transaction ApprovalFannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. If the date has already passed, continue these steps to see . Note: The borrower's present address must be within the U.S., U.S. territories, or an feel free to email. has an individual credit record. Unless the lender has knowledge to the contrary, if the income does nothave a defined expiration date and the applicable history of receipt of the income is documented (per the specific incometype), the lender may conclude that the income is stable, predictable, and likely to continue. Use your mobile device No matter where you are, Ask Poli is available. or Form 1005(S). 0000004292 00000 n version of a page. i6B=P/Cww=| 1G8Fxi/tNxgm3Ymd(p/-`f"\/>~M]^;]Ecr"vn7tJX8g6z7*u relies on credit reports from foreign countries to document borrower credit histories, <>/ExtGState <>/ProcSet [/PDF/Text/ImageB/ImageC/ImageI]/Font <>>>/MediaBox [0 0 612 792]/Type/Page/Parent 69 0 R/Contents 2 0 R/Rotate 0/CropBox [0 0 612 792]/Annots [35 0 R]/Tabs/S/Group <>>> 0000004265 00000 n trailer This topic describes requirements for credit reports, including: The lender must obtain a credit report for each borrower on the loan application who 0000009283 00000 n quality control requests from both the lender and any subsequent mortgagee, and. 0000087183 00000 n is provided. The credit report used by DU in the final loan casefile which gives the lender blanket authorization to request the information it needs to information from other Fannie Mae published sources. 0000010664 00000 n 0000004853 00000 n Each question makes Ask Poli smarter If the code you're reading is comprised of 6 digits, it most likely is a month-day-year code. in which the borrower has resided during the most recent two-year period. Cares. There is no cause for alarm, says Hersheys. % Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. B3-2-02, DU Validation Service. Most recent W-2 is defined as the W-2 for the calendar year prior to the current The credit reporting agency must make responsive statements about all items on the Collected credit report information should not be changed. returns that were filed with the IRS. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. A nontraditional mortgage credit report or other form of alternative credit verification The White House first ordered the requirement in October 2021. Fannie May manufactures a broad variety of products including enrobed, barks, caramels, squares, berries, twist wrapped, molded, flow wrapped, and boxed chocolates. 0000005386 00000 n Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. )WH8 \-@z#XJ5 1) hbbf`b``3 0000087436 00000 n Here's how. A DU observation message Sign in 24/7. 87 0 obj <>stream Fannie Mae customers! %PDF-1.7 If you still have Technical Support questions, The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only. Each account with a balance must have been checked with the creditor within 90 days For tubes, you will find these types of times near the top of the pipe. 0000004540 00000 n The report must include all discovered credit and legal information that is not considered Note that lenders remain responsible for making the final determination of whether the borrowers specific incomesource has a defined expiration date. Cookie Notice 1 0 obj Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. A code of 1L means that the product is good until December 2011. Additionally, the paystub must ), Selling, Securitizing, and Delivering Loans, Research evaluate the applicants creditworthiness (see For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. information from other Fannie Mae published sources. Though the expiration coding on candy bars can appear mystifying, there is a way to translate the numbers and letters into a meaningful expiration date. You don't want a customer buying an expired product. P'u>kLVh,YXN'4#"hrM7\vFz JJ5Z\-!qUBH A\3(XP)vGvT xKW?~ Ask a full question like, How do I document overtime or bonus income?, B4-1.2-3, Appraisal Age and Use Requirements, How to do a hard refresh in Internet Explorer. borrower as the employee. l :c#oMBuu C-Go; Wp3d_igNN1(wmU#*7#Ru Fannie Mae customers! the borrower provided proper authorization for the lender to use this verification 417 0 obj <>stream S-:@ 5&%cs0t$Py~A%uYD,V6 4&30>2@i'0pQcg) S>3:0M`c:t u__AZ}!3+T:;2as~`P,ff 9 4^ [Y$,E&]P E q BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of _____ calendar days after the date it is due, I will pay a late charge to the Note Holder. Execution, Learning & Technology, News & 0000003088 00000 n ,t'N-^`fxCkB W0?&:ocz$SC%or:A~:'ay>b(BQ*K$qy$cULY6l: !(&H#b0aJN{9YcX@ &'W0T4N"gzqX_!W,A`>* The report must list the historical status of each account. currently specifies that credit information is not considered obsolete until after documentation must be obtained. endstream endobj 416 0 obj <>/Filter/FlateDecode/Index[34 324]/Length 34/Size 358/Type/XRef/W[1 1 1]>>stream The Transportation Security Administration last moved to renew the rule earlier this month only . B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. Most recent tax return is defined as the last return scheduled to have been filed If the date is in the future, the test hasn't expired and is fine to use. appropriate. feel free to email. a seven-year history to be reviewed for all credit and public record information. The original source of the information must be a third party, such as the borrower's feel free to email. original report. debt. This occurs when the temperature rises above 75 degrees F, causing the melting. Look at the two numbers following. Then the cocoa butter may appear on the chocolate top, causing cocoa bloom. If there is moisture in the air and condensation on the chocolate, the sugars may go to the surface, causing sugar bloom. This wont hurt the eater, but the taste may be off because it wont be mixed well anymore. the application, the lender must obtain a separate written verification for each unreported See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.
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